From the traffic situation and mass transit system which is not enough to serve the population
needs, motorcycle is a way to relieve
the problem
with high agility and useful for living. Since
income level of the motorcycle user is mostly from the middle
down and
do not have clear
financial statement so they need hire-purchase service which is a kind of consumer loan.
Group Lease Public Company Limited is now a listed company in SET which has high success in
motorcycle hire-purchase business with
consistency
and high growth, the company expect to
expand the business on our strong foundation continuously in the future.
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We can define motorcycle hire-purchase service in to 2 categories
according to the customer type as below :
1. Customer who has financial statement
Customer who live in Bangkok and Vicinity area, has stable and certain income. The company
can check the credit record, customer
and
guarantor must have to provide documents for credit
approval such as copy of ID.Card, copy of house
registration and copy of
salary slip.
2. Customer who do not have financial statement
Most customer who is freelance such as merchant, general contractor, motorcycle taxi service,
etc., customer and guarantor must
have to
provide documents for credit approval such as copy
of ID.Card and copy of house registration and
also have to show the
original
to credit approval
officer. The credit approval officer may have to survey at the site as an address from the
customer. |