From the traffic situation and mass transit system which is not enough to serve the population needs, motorcycle is a way to relieve the problem with high agility and useful for living. Since income level of the motorcycle user is mostly from the middle down and do not have clear financial statement so they need hire-purchase service which is a kind of consumer loan.
Group Lease Public Company Limited is now a listed company in SET which has high success in motorcycle hire-purchase business with consistency and high growth, the company expect to expand the business on our strong foundation continuously in the future.
>>We can define motorcycle hire-purchase service in to 2 categories
according to the customer type as below:
1. Customer who has financial statement
Customer who live in Bangkok and Vicinity area, has stable and certain income. The company can check the credit record, customer and guarantor must have to provide documents for credit approval such as copy of ID.Card, copy of house registration and copy of salary slip.
2. Customer who do not have financial statement
Most customer who is freelance such as merchant, general contractor, motorcycle taxi service, etc., customer and guarantor must have to provide documents for credit approval such as copy of ID.Card and copy of house registration and also have to show the original to credit approval officer. The credit approval officer may have to survey at the site as an address from the customer.